Protect Your Assets. Defend Your Future.
Unexpected claims can arise at any time — from accidents and injuries to property damage or legal disputes. Liability Insurance provides critical financial protection against claims that could otherwise put your personal or business assets at risk.
At James Econn & Co., we help you secure the right liability coverage to protect what you’ve worked hard to build — with clarity, confidence, and expert guidance.
What Is Liability Insurance?
Liability Insurance protects you from financial loss if you are held legally responsible for injury, property damage, or other claims made by a third party.
Coverage may apply to:
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Bodily injury to others -
Damage to third‑party property
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Legal defense costs and settlements
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Personal or business‑related liability claims
Our advisors help you understand your exposure and choose coverage that aligns with your lifestyle, profession, or business operations.
Bodily Injury Coverage
Protection against injury claims from third parties
Property Damage Coverage
Covers damage to others’ property
Legal Defense Costs
Attorney fees, court costs, and settlements
Personal Liability Claims
Covered incidents arising from daily activities
Worldwide Protection
Coverage that may extend beyond local boundaries
Flexible Coverage Limits
Based on your risk profile and exposure
How to Liability Insurance
in 4 steps
Understand Your
Risk
Review Coverage
Options
Select the Right Protection
Ongoing
Protection
We always help
Frequently Asked
Questions
Is liability insurance mandatory?
It depends on your situation. While not always required, it is strongly recommended to protect against financial risk.
Does liability insurance cover legal fees?
Yes, most policies include legal defense costs, subject to policy terms.
Is this the same as umbrella insurance?
No. Liability insurance provides base protection, while umbrella insurance adds extra coverage above standard limits.
Can coverage be customized?
Absolutely. Limits and inclusions can be adjusted based on your exposure.
Does it cover incidents outside my home or business?
Some policies offer broader or worldwide coverage — we’ll help you understand what applies.
Protect Your Financial Security
(310) 295-1502
Call to Our Experts