Protect Your Vessel. Enjoy Every Journey.
Whether you use your boat for leisure, fishing, or family getaways, the right insurance ensures your time on the water stays worry‑free. Boat Insurance protects your vessel, passengers, and finances from unexpected accidents, damages, and liabilities.
At James Econn & Co., we help you secure reliable boat insurance coverage tailored to how and where you use your vessel — with expert advice and clear options.
What Is Boat Insurance?
Boat Insurance provides financial protection for watercraft against physical damage, theft, accidents, and liability risks. Coverage can apply to:
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The boat or watercraft itself -
On‑water accidents and collisions
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Damage to docks or other vessels
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Injuries to passengers or third parties
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Legal and liability claims
Our advisors help you understand policy terms clearly, so you’re covered with confidence on and off the water.
Hull & Equipment Coverage
Covers damage to the physical structure of your commercial property.
Liability Protection
Coverage for bodily injury and property damage
Medical Payments
Expenses for injuries to passengers or guests
Theft & Vandalism Coverage
Financial protection against loss or damage
Natural Event Coverage
Storm, fire, or weather‑related damage (as per policy)
Custom Coverage Limits
Based on boat value and usage needs
How to Get Boat Insurance
in 4 steps
Share your Boat
details
Review Coverage
Options
Choose Your
Protection
Enjoy Ongoing
Support
We always help
Frequently Asked
Questions
Is boat insurance mandatory?
Requirements vary based on location and usage, but coverage is strongly recommended.
Does boat insurance cover passengers?
Yes, many policies include medical and liability coverage for passengers.
Are accessories and equipment covered?
Coverage for equipment may be included or added based on policy terms.
Does coverage apply year‑round?
Policies can be seasonal or annual depending on your needs.
Can different boat types be insured?
Yes — coverage is available for various recreational and personal watercraft.
Protect Your Time On The Water
(310) 295-1502
Call to Our Experts