Affordable Protection for What Matters Most.
Life is unpredictable — but your family’s financial future doesn’t have to be.
Term Insurance from James Econn & Co. provides high-value life coverage at an accessible cost, ensuring your loved ones remain financially secure even in your absence.
We help you choose the right coverage amount, policy duration, and add-ons based on your life goals, income, and responsibilities.
What Is Term Insurance?
Term Insurance is a pure life-protection policy that offers financial support to your beneficiaries if something unexpected happens to you during the policy term.
It provides:
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High coverage at low premiums -
Guaranteed death benefit payouts
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Long-term financial protection for your family
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Option to add riders for enhanced security
It’s the simplest and most effective way to secure your family’s financial foundation.
Building & Structural Coverage
Covers damage to the physical structure of your commercial property.
Business Equipment & Machinery
Protection for tools, machinery, technology systems, and specialized equipment.
Furniture & Fixtures
Coverage for office furniture, setups, and installed fixtures.
Inventory & Stock
Safeguards goods stored on-site — raw materials, finished goods, and supplies.
Business Interruption Add-On
Compensation for lost income if operations halt due to a covered event.
Tenant Improvements (If Leased)
Protects upgrades or customizations made to rented spaces.
How to Get Term Insurance
in 4 steps
Understand
Your Needs
Calculate Ideal
Coverage
Compare Plans
From Top Providers
Easy Application &
Ongoing Support
We always help
Frequently Asked
Questions
What happens if I outlive the policy term?
Term insurance provides protection only for the chosen term. If you outlive it, no payout is made unless you select a “return of premium” option.
How much coverage should I choose?
Most individuals select coverage based on income, liabilities, and number of dependents. We calculate this for you.
Are medical tests required?
It depends on age, health, and insurer requirements.
Can I increase coverage later?
Some insurers allow upgrades; we guide you on future-proof options.
Is term insurance better than savings-based plans?
For pure life protection at low cost — yes, term insurance is the most cost-effective solution.
Secure Your Family’s Future Today
(310) 295-1502
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