Smart Protection for Condo Living.
Condo Insurance helps protect your unit, personal belongings, and financial security against unexpected events. It fills the coverage gaps that standard condo association policies don’t cover — giving you confidence and peace of mind.
At James Econn & Co., we help you choose coverage that fits your condo lifestyle, association rules, and personal needs.
What Is Condo Insurance?
Condo Insurance (often called HO‑6 insurance) provides financial protection for the parts of your condo that are not covered by the association’s master policy.
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Personal Property Coverage -
Interior Unit Protection
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Personal Liability Coverage
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Loss of Use Coverage
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Medical Payments
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Optional Add‑Ons
Our advisors review your association’s master policy and ensure you’re protected where it matters most.
Unit Coverage
Interior structures and improvements
Personal Property Coverage
Items inside your condo
Liability Protection
Legal and medical costs
Loss of Use
Temporary accommodation expenses
Assessment Coverage
Protection against special association assessments
Optional Riders
Based on policy availability
How to Get Home Owner’s Insurance
in 4 steps
Policy Review
Plan Comparison
Easy Enrollment
Ongoing Support
We always help
Frequently Asked
Questions
Isn’t my condo already insured by the association?
The association policy covers common areas — not your personal unit or belongings.
Does condo insurance cover interior upgrades?
Yes, depending on your coverage limits and association policy structure.
Can I insure valuables separately?
Yes, high‑value items can be added with endorsements.
Is condo insurance required?
Often required by lenders, and strongly recommended for all owners.
Can renters get condo insurance?
Renters typically need renter’s insurance instead.
Protect Your Condo With Confidence
(310) 295-1502
Call to Our Experts