Protect Your Property. Prepare for the Unexpected.
Earthquakes can occur without warning and cause severe structural and financial damage. At James Econn & Co., our Earthquake Insurance solutions are designed to protect your home, condo, or commercial property from losses caused by seismic events — helping you recover faster and rebuild with confidence.
Standard property insurance often excludes earthquake damage. We help you secure the right coverage so you’re not left exposed when it matters most.
What Is Earthquake Insurance?
Earthquake Insurance provides financial protection against damage caused by earthquakes and related seismic activity. It is typically offered as a separate policy or an add‑on to existing property insurance.
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Structural damage to buildings -
Damage to interior fixtures and finishes
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Loss of personal or business property
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Repair and reconstruction costs
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Temporary living or business interruption expenses (as per policy terms)
Our advisors explain coverage clearly and ensure you understand what is included — and what isn’t.
Building Coverage
Structural damage repair or rebuilding
Interior Improvements
Fixtures, flooring, and built‑ins
Personal Property Coverage
Household or business contents
Debris Removal
Cleanup costs after a covered event
Loss of Use
Temporary housing or business downtime support
Optional Extensions
Based on insurer availability
How to Get Home Owner’s Insurance
in 4 steps
Property & Risk Assessment
Coverage Recommendation
Policy Selection
Ongoing Support
We always help
Frequently Asked
Questions
Is earthquake damage covered under standard property insurance?
Usually not. Earthquake coverage typically requires a separate policy or endorsement.
Does earthquake insurance cover aftershocks?
Yes, aftershocks are generally included under the same seismic event, subject to policy terms.
Can both homes and businesses be insured?
Yes, coverage is available for residential, commercial, and rental properties.
How are premiums calculated?
Premiums depend on location, construction type, property value, and deductible chosen.
Does earthquake insurance cover land damage?
Most policies cover structures and contents, not land itself.
Protect Your Property With Confidence
(310) 295-1502
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