Protect What You Own. Live with Confidence.
Even if you don’t own your home, the things inside it matter. At James Econn & Co., our Renters Insurance solutions protect your personal belongings, provide liability coverage, and help you stay financially secure against unexpected events.
Whether you live in an apartment, condo, or rental house, we help you choose coverage that fits your lifestyle and budget.
What Is Renters Insurance?
Renters Insurance provides financial protection for tenants by covering personal belongings and liability risks inside a rented property. While landlords insure the building, renters insurance protects you.
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Loss or damage to personal belongings -
Theft, fire, or vandalism
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Certain water‑related damages (as per policy terms)
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Personal liability for injuries or property damage
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Temporary living expenses after a covered loss
Our advisors make sure you understand what’s covered — clearly and simply.
Personal Property Coverage
Structural and permanent fixture damage
Liability Protection
Personal or business belongings
Loss of Use
Furnaces, water heaters, and wiring
Medical Payments
Post‑flood recovery support
Optional Riders
Residential and commercial coverage types
Oundation & Basement Coverage
Protection for covered lower‑level structures
How to Get Home Owner’s Insurance
in 4 steps
Assess Your Needs
Compare Coverage Options
Select Your Policy
Ongoing Support
We always help
Frequently Asked
Questions
Does renters insurance cover the building?
No. The landlord’s policy covers the structure; renters insurance covers your belongings and liability.
Are roommates covered under one policy?
Usually no. Each renter typically needs their own policy unless specified.
Does renters insurance cover theft outside the home?
Yes, many policies cover belongings stolen away from your rental.
Is renters insurance required?
Premiums depend on location, flood zone, elevation, property value, and coverage limits.
Are high‑value items fully covered?
Certain valuables may require additional endorsements.
Protect Your Belongings With Confidence
(310) 295-1502
Call to Our Experts